FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Local, Affordable and Always in Your Corner.
At Hancock County Savings Bank, we believe getting a loan shouldn’t feel like jumping through hoops or drowning in hidden costs. That’s why local borrowers are choosing us over the big-name lenders.
We’re not just another bank—we’re your neighbors. Our team is made up of local people serving local people, and we’re committed to working with you every step of the way.
Why Choose Hancock County Savings Bank?
► Minimal Closing Costs
We don’t weigh you down with excessive fees. Our closing costs are among the lowest in the area—and we keep them that way.
► No Application Fees on Owner-Occupied Homes
Get started without paying a dime upfront. Applying for a loan should be free, and with us—it is.
► Local Lending Decisions
No call centers. No delays. All credit decisions are made locally by people who understand your goals, your timeline, and your community.
► Quick Mortgage Approval
In most cases, you’ll receive loan approval within 7–10 days, so you can move forward with confidence and speed.
► Rate Protection You Can Trust
When we quote you a rate, that’s the rate you’ll close with—unless the market rate drops, and then you’ll pay the lower one. You win either way.
► Lifetime Loan Servicing
We service your loan…period. That means you’ll continue to work with us—the same people who helped you from day one—for the life of your loan.
Let’s Build Your Future, Together
Whether you’re buying your first home, refinancing, or planning your next big move, Hancock County Savings Bank is here to help you make the smartest financial choice—without the hassle and with the heart of a hometown bank.
Apply today or connect with a local loan specialist and experience the Hancock County difference.
Loans subject to credit approval.
Saving you more. Serving you like family.