SAVINGS ACCOUNTS Let Hancock County Savings Bank help you save for what you need.

SAVINGS QUICK LINKS

Statement Savings Account

Our Statement Savings Account offers you a convenient way to save. With your statement savings account, you will receive a monthly statement so that you can easily monitor the transactions you’ve completed and the interest you’ve earned each month.

FEATURES
Open this account with as little as $25.

No fee if you maintain a daily balance of just $50.

Interest is compounded daily and credited on a monthly basis.

Minimum daily balance of $100 to obtain the annual percentage yield.

This account can be used as collateral for a Share Loan.

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Money Market Demand Account

Our Money Market Demand Account (MMDA) offers you a savings account with limited check writing privileges. With your MMDA, you will receive a monthly statement that will include images of any checks you have written.

FEATURES
An initial deposit of $1,000 to open this account.

No fee if you maintain a daily balance of $2,000.

Interest is compounded and credited on a monthly basis.

Limited check writing ability with minimum check amount of $100.

Minimum daily balance of $2,000 to obtain the annual percentage yield.

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Premium Money Market Demand Account

Our Premium Money Market Demand Account, just like our Money Market Demand Account (MMDA), offers you a savings account with limited check writing privileges. However, the interest rate is tiered depending on your balance. With your Premium MMDA, you will receive a monthly statement that will include images of any checks you have written.

FEATURES
An initial deposit of $10,000 to open this account.

No fee if you maintain a daily balance of $10,000.

The interest rate paid is based on the daily balance and will be compounded and credited on a monthly basis.

Limited check writing ability with minimum check amount of $100.

Minimum daily balance of $10,000 to obtain the annual percentage yield.
RATE TIERS

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Christmas Club Account

Our Christmas Club Account is a great way to save money for the holidays.

FEATURES
Open this account with as little as $10.

Minimum daily balance of $0.01 to obtain the annual percentage yield.

Annual statement generated as of December 31st.

Account will mature in October.

At maturity, account balance can be issued in a check or transferred to another deposit account.

Option to receive account activity monthly if combined with a monthly statement account.

Account will remain open by making a deposit before the end of the first quarter.

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RELATED SERVICES

Checking Accounts

Individual Retirement Accounts - IRAs

Certificates of Deposit

Deposit Rates

Additional Services