Since 1899, Hancock County Savings Bank has stayed the course as an independent, locally managed bank. We focused on maintaining our role as a community leader, as well as a community lender. Creating a unique relationship with our customers, we are dedicated to the needs of our communities and to the generations of people who have called the Ohio Valley their home.

A Hancock County Savings Bank Share Loan is a unique and convenient way to borrow and to continue saving at the same time! Our customers can use their savings—deposit or CD—as collateral for a loan. Since you are borrowing "against" your own savings at HCSB, you pay no fees; and no credit report is required. The interest rate for your share loan is only two and one-half (2.5) percent above the rate of your savings, which continue to earn interest each month. The turnaround time is quick -- call ahead and walk out with your check. Call us for details today.

The purchase of a home is one of the most important financial decisions you will make. It is an investment in your future. Since 1899, we have been proud to assist generations of customers in realizing the American dream of home ownership.

Because we are locally owned and managed, all loan decisions are made right here—local people serving local people.

We work with you every step of the way. . . To answer your questions . . . To show you your many options . . . To provide you with a home loan tailored to your specific needs.