Fulfilling the dream of home ownership remains central to Hancock County Savings Bank’s mission to our customers. The purchase of a home is one of the most important financial decisions you will make and Hancock is here to help make that dream a reality.
Because we are locally owned and managed, all loan decisions are made right here. Local people serving local people!
We work with you every step of the way:
The process of buying a home can be overwhelming. Let our Mortgage Experts at Hancock County Savings Bank be your guide. We can help to simplify the process. We will pre-qualify you… answer all of your questions… and get you into your home quickly!
Are you buying your first home? Hancock County Savings Bank has designed an affordable housing program that makes it easy for first-time homebuyers to purchase a home of their own. This program offers a fixed or adjustable interest rate conventional loan on single-family, owner-occupied dwellings.
Hancock has an exciting new program to offer! It is called the 100% Financing Loan Program. Details include:
Loans subject to credit approval.
Are you looking to invest in your future? Hancock County Savings Bank Land Loan product can help! Check out some of the details below:
The Family Sale Loan can be a great way to purchase your home—often with no money down! This loan is a unique product that applies to the purchase of family-owned real estate by another member of the immediate family, which includes mother, father, sister, brother, grandmother, grandfather, aunt or uncle. Both fixed and adjustable rates are available for the Family Sale Loan.
The process works as follows:
Immediate family member wants to sell his or her home.
Depending on the appraised value and the sale price of the home, there may be little or no money down.
It requires a written sales agreement stating the sale price at the time of application.
If you are looking to build a home in the Hancock County Savings Bank’s Lending Area please call or stop at one of our convenient locations and talk to one of our Loan Specialists about one of Hancock’s customer-friendly construction loan options. Check out our Construction Lending page for additional information.