Mortgage Loans

Buying a Home

Home ownership is one of the most important financial decisions an individual can make and will very likely require a mortgage loan.

Rarely, an individual can purchase a property outright. Because of this, and the high demand for home-ownership, mortgage lending options have developed.

Considering the constant changes in mortgage rates and the various types of mortgage options that exist, it can be difficult, even exhausting, to find a loan that is right for you. This is why we’re here to help. You will be able to find answers to many Mortgage related questions on this page, and as always, feel free to contact us if you’d prefer to speak with a mortgage expert.

Defining Mortgage Loans

A Mortgage Loan is a loan in which real estate is used as collateral. It is a legal agreement between a lender and a borrower/purchaser to purchase property, or real estate. This consists of the borrower being lent money from the lender with interest attached.

Find out more information on Mortgage Loans and other Hancock County Savings Bank service definitions by clicking here.

Many types of Mortgage Loan options exist and should be discussed with a Mortgage Loan professional to ensure you find the loan that's right for you.


Contact a Loan Expert Now!

Find out more about Mortgage Lending
Find out more about specific Mortgage Lending services below:


Since 1899, Hancock County Savings Bank has stayed the course as an Independent Locally Managed Bank.

The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of...
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