FDIC-Insured – Backed by the full faith and credit of the U.S. Government
LOAN RATES Our current rates for mortgage loans
We have competitive rates for mortgage and commercial loan accounts. Please note that fees may reduce earnings on some accounts depending on balance requirements.
- The interest rates are accurate as of the effective date below.
- Current rate information can be obtained by calling 1-800-225-1620.
► Interest Rates EFFECTIVE: September 19, 2025
| SFD OO | |||
| Fixed 10 Year | 5.375% | ||
| Example: Loan Amount: $100,000 – Rate: 5.375% – 120 Months – Estimated Monthly Payment: $1079.08 | |||
| Fixed 15 Year | 5.625% | ||
| Example: Loan Amount: $100,000 – Rate: 5.625% – 180 Months – Estimated Monthly Payment: $823.73 | |||
| Fixed 20 Year | 5.875% | ||
| Example: Loan Amount: $100,000 – Rate: 5.875% – 240 Months – Estimated Monthly Payment: $709.24 | |||
| Fixed 25 Year | 6.0% | ||
| Example: Loan Amount: $100,000 – Rate: 6.0% – 300 Months – Estimated Monthly Payment: $644.30 | |||
| Fixed 30 Year | 6.125% | ||
| Example: Loan Amount: $100,000 – Rate: 6.125% – 360 Months – Estimated Monthly Payment: $607.61 | |||
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Points |
None |
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| Loan to Value |
80% and Below |
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Maximum Loan |
None |
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Minimum Loan Amount |
None |
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Construction Loan Period |
12 Months |
* Commercial Vacant Land Loans – Maximum Term 15 years
Special Products:
Blanket Mortgage: A Single Family Dwelling Owner Occupied can be blanketed with another Single Family Dwelling that is going to be Owner Occupied for 1% above the SFD OO rates/terms. One Property must be released within one year to obtain the SFD OO Rate.
Trailer Park/RV Park/Campgrounds effective 01/10/2024: (Limit of $1 million in Originations)
LTV 75%, Interest Rate 10.25%, Term 10 years, Maximum Loan Amount $200,000, Minimum Loan Amount None”