Exclusive Customer Benefits


Here at Hancock County Savings Bank we are dedicated to fulfilling the dream of home ownership, providing a fair return on deposits and making our community a better place to live. Offering an array of exclusive benefits and products to our customers is important to us as a community bank. When compared to other local banks and competitors we feel that our fees are very competitive or even lower than the competition. Please call or stop in today and ask how we can help you!

Bill Payment

Unlike other banks, here at Hancock County Savings Bank there is no monthly service charge to use our Bill Pay Service and our customers can enroll at no charge!

Telephone Banking

With Telephone Banking you can access your accounts 24 hours a day, 365 days a year to verify checks paid, monitor deposits and balances, transfer funds, and make a loan payment. Enroll in Telephone Banking at no charge!

Online Banking

Enroll in Online Banking at no charge!

Mobile Banking 2

Keep in touch with your accounts even when you are on the go with our Mobile Banking using your iPhone®, iPad®, or Android® device.

Hancock Classic

Our Hancock Classic Checking Account offers an interest-bearing checking account for our customers age 62 and over. Features:
  • Open this account with as little as $25.
  • No minimum balance to maintain.
  • No monthly maintenance fee.
  • Basic wallet checks at no charge.
  • Interest is compounded and credited on a monthly basis.
Working

Visa Debit Card 1

On vacation or away from home? We understand. At Hancock County Savings Bank we do not impose surcharges on ATM withdrawals across the country. Our customers also benefit from no overdraft fees for Debit Card transactions and no transaction fees on Visa Debit Cards.
Hand holding smart phone

Student Checking

Our NEW Student Checking Account offers an interest-bearing checking account for our students. Features:
  • Open this account with as little as $25.
  • No minimum balance to maintain.
  • No monthly maintenance fee.
  • Scholar Select checks at no charge.
  • Interest is compounded and credited on a monthly basis

Coin Counting

We offer this service at no charge to our customers!

E-Statements

There is no charge for e-Statements!

Notary Public

We offer this service at no charge to our customers!

Deposit to Deposit Transfer for Overdraft Protection 3

Hancock County Savings Bank offers deposit to deposit transfer for overdraft protection. Your savings account can be tied to your checking account to automatically transfer to cover overdrafts. Transfers will be made in the exact amount needed to cover the overdraft. To sign up for overdraft protection, you will need to visit your local Branch to sign an authorization form.

Combined Statements

No Fees on Christmas Club Accounts

Paper Statements

No Charge for Home Equity Line of Credit Checks

No Charge Direct Deposit

  1. Initial ATM Visa Debit card fee applicable. ATM Visa Debit card replacement fee applies. Service fees may be charged by the third party ATM operator or owner or by the network owner for transactions at non-Hancock County Savings Bank ATMs. For transactions initiated outside of the United States, the fee will be 2% of the transaction amount.
  2. Hancock County Savings Bank does not charge fees to download or use the HCSBank Mobile Banking app. However, fees may apply for using services in Mobile Banking. Your mobile carrier may charge for data and text message usage. Check with your carrier for more information.
  3. Electronic withdrawals from Savings Accounts are limited to 6 transactions per statement cycle, this includes overdraft protection transactions as well as any other electronic withdrawals. Fees apply if this limit has been exceeded during any one statement cycle.

OUR HISTORY

Since 1899, Hancock County Savings Bank has stayed the course as an Independent Locally Managed Bank.

The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of...
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