Deposit Rates


Our Current Rates for Deposits

We have competitive rates for interest-bearing accounts. Please note that fees may reduce earnings
on some accounts depending on balance requirements.

  • The Annual Percentage Yields and Interest rates are accurate as of the effective dates below.
  • Current rate information can be obtained by calling 1-800-225-1620.
  • Rates are subject to change without notice.

ANNUAL PERCENTAGE YIELDS (APY) EFFECTIVE, November 13, 2018 through November 19, 2018.

Rate Name Minimum Balance to Open Account Minimum Balance to Obtain Stated APY APY % Interest Rate %
Christmas Club Savings $10 $0.01 0.05% 0.050%
Statement Savings $25 $100 0.05% 0.050%
Interest Checking $25 $1,000 0.05% 0.050%
MMDA $1,000 $2,000 0.05% 0.050%
Premium MMDA $10,000 $10,000 – $49,999 0.15% 0.150%
Premium MMDA $10,000 $50,000 – $99,999 0.20% 0.200%
Premium MMDA $10,000 $100,000 and over 0.25% 0.250%
IRA Statement Savings – Traditional & Roth $100 $0.01 0.05% 0.050%
Rate Name Minimum Balance to Open Account Minimum Balance to Obtain Stated APY for Certificate Minimum Balance to Obtain Stated APY for IRA CD APY Rate % Interest Rate %
91 DAY CERTIFICATE or IRA CD* $500 $500 $0.01 0.15% 0.150%
182 DAY CERTIFICATE or IRA CD* $500 $500 $0.01 0.20% 0.200%
12 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.40% 0.400%
18 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.45% 0.449%
24 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.50% 0.500%
30 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.55% 0.550%
36 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.60% 0.598%
48 MONTH CERTIFICATE or IRA CD* $500 $500 $0.01 0.90% 0.900%

*Penalty may be imposed for early withdrawal + $25 Service Fee

OUR HISTORY

Since 1899, Hancock County Savings Bank has stayed the course as an Independent Locally Managed Bank.

The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of...
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