Checking Accounts
Hancock Classic Checking Account
Our Hancock Classic Checking Account offers an interest-bearing checking account for our customers 62 or better. Features:
- Open this account with as little as $25.
- No minimum balance to maintain.
- No monthly maintenance fee.
- 1 free order of basic wallet checks per year.
- Interest is compounded and credited on a monthly basis.
- Additional Services available.
Interest Checking Account
Our Interest Account offers you the convenience of a checking account with the interest-bearing benefit of a savings account. Features:
- Open this account with as little as $25.
- No fee if you maintain an average daily balance of just $500.
- Interest is compounded and credited on a monthly basis.
- Unlimited transactions and check writing.
- Minimum average daily balance of $1,000 to obtain the annual percentage yield.
- Additional Services available.
Keep Your Money-FREE Checking Account*
Our Keep Your Money-FREE Checking Account* was designed to help you keep more of your money by paying less fees. Features:
- Open this account with as little as $10.
- 1 free order of basic wallet checks per year.
- First basic or personalized debit card at no charge.
- No monthly service fee.
- Additional Services available.
*Fees may apply for additional services
Money Market Demand Account
Our Money Market Demand Account offers you a savings account with limited check writing privileges. With your MMDA, you will receive a monthly statement that will include images of any checks you have written.
Features:
- An initial deposit of $1,000 to open this account.
- No fee if you maintain a daily balance of $2,000.
- Interest is compounded and credited on a monthly basis.
- Limited check writing ability with minimum check amount of $100.
- Minimum daily balance of $2,000 to obtain the annual percentage yield.
Premium Money Market Demand Account
Our Premium Money Market Demand Account, just like our MMDA, offers you a savings account with limited check writing privileges. However, the interest rate is tiered depending on your balance. With your Premium MMDA, you will receive a monthly statement that will include images of any checks you have written.
Features:
- An initial deposit of $10,000 to open this account.
- No fee if you maintain a daily balance of $10,000.
- The interest rate paid is based on the daily balance and will be compounded and credited on a monthly basis.
| Rate Tiers: |
|---|
| $10,000 – $49,999.99 |
| $50,000.00 – $99,999.99 |
| $100,000.00 and Over |
- Limited check writing ability with minimum check amount of $100.
- Minimum daily balance of $10,000 to obtain the annual percentage yield.
Options available to All Checking Accounts
- Debit Card
- E-Statement with Check Images
- Online Banking
- Mobile Banking
- Bill Pay
- Additional Services