Checking Accounts



Hancock Classic Checking Account

Our Hancock Classic Checking Account offers an interest-bearing checking account for our customers 62 or better. Features:

  • Open this account with as little as $25.
  • No minimum balance to maintain.
  • No monthly maintenance fee.
  • 1 free order of basic wallet checks per year.
  • Interest is compounded and credited on a monthly basis.
  • Additional Services available.

Interest Checking Account

Our Interest Account offers you the convenience of a checking account with the interest-bearing benefit of a savings account. Features:

  • Open this account with as little as $25.
  • No fee if you maintain an average daily balance of just $500.
  • Interest is compounded and credited on a monthly basis.
  • Unlimited transactions and check writing.
  • Minimum average daily balance of $1,000 to obtain the annual percentage yield.
  • Additional Services available.

Keep Your Money-FREE Checking Account*

Our Keep Your Money-FREE Checking Account* was designed to help you keep more of your money by paying less fees. Features:

  • Open this account with as little as $10.
  • 1 free order of basic wallet checks per year.
  • First basic or personalized debit card at no charge.
  • No monthly service fee.
  • Additional Services available.

*Fees may apply for additional services


Money Market Demand Account

Our Money Market Demand Account offers you a savings account with limited check writing privileges. With your MMDA, you will receive a monthly statement that will include images of any checks you have written.

Features:

  • An initial deposit of $1,000 to open this account.
  • No fee if you maintain a daily balance of $2,000.
  • Interest is compounded and credited on a monthly basis.
  • Limited check writing ability with minimum check amount of $100.
  • Minimum daily balance of $2,000 to obtain the annual percentage yield.

Premium Money Market Demand Account

Our Premium Money Market Demand Account, just like our MMDA, offers you a savings account with limited check writing privileges. However, the interest rate is tiered depending on your balance. With your Premium MMDA, you will receive a monthly statement that will include images of any checks you have written.

Features:

  • An initial deposit of $10,000 to open this account.
  • No fee if you maintain a daily balance of $10,000.
  • The interest rate paid is based on the daily balance and will be compounded and credited on a monthly basis.

 

Rate Tiers:
$10,000 – $49,999.99
$50,000.00 – $99,999.99
$100,000.00 and Over

 

  • Limited check writing ability with minimum check amount of $100.
  • Minimum daily balance of $10,000 to obtain the annual percentage yield.

Options available to All Checking Accounts

  • Debit Card
  • E-Statement with Check Images
  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Additional Services

OUR HISTORY

Since 1899, Hancock County Savings Bank has stayed the course as an Independent Locally Managed Bank.

The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of...
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