Products & Services

First-Time Homebuyers

Are you buying your first home?

Hancock County Savings Bank has designed an affordable housing program that makes it easy for first-time homebuyers to purchase a home of their own. This program offers a fixed or adjustable interest rate conventional loan on single-family, owner-occupied dwellings.

• Eligible Borrowers—First-time homebuyers or those who have not owned a home during the last three years. Consideration is given to couples where one member has owned a home, but the other has not, and to divorced borrowers who may have owned a home jointly with a spouse.
• Maximum Purchase—No maximum limit on the sale price.
• Maximum Family Income—No maximum limit on income level.
• Lower down payment requirements. We have a First-Time Homebuyer Program that requires as little as 5% down!

Because your situation is as unique as the home you are buying, our loan officers review each application on an individual basis.

Call one of our Mortgage Loan Experts to see if you qualify for our special program.

Chester Office - Debbie Walker - (304) 387-1620
Weirton Office - Patty Rice - (304) 723-4140
New Cumberland Office - Barb Korpos - (304) 564-3368