Products & Services

Personal Loans

Hancock County Savings Bank offers a variety of personal loans, including our:

• "Winter-Getaway" Loan from January through the end of March,
• "Spring Fix-up/Home Repair" Loan from March through the end of May,
• Vacation Loan from April through the end of August,
• Back-to-School Loan from July through the end of September, and
• Holiday Loan from October through the end of December.

Personal Unsecured Line-of-Credit Loan

We also offer our customers a $5,000 personal unsecured line-of-credit loan. You can think of it as your own personal credit card-or checkbook! This loan is really a "loan for all seasons." If approved, you have $5,000 that you can spend as you need it, when you need it-for home repairs, vacations, back-to-school expenses, or holiday shopping. You can purchase just about anything because the loan is very flexible in terms of use.

Call any of our offices to set up an appointment to discuss the loan, or just stop by at your convenience. We'll verify your income, check your credit, and complete the paperwork. You don't need any collateral, and it's generally a very quick and easy process to obtain this loan.

The pay-back process is also very convenient. The loan is open-ended with no maturity date. The minimum monthly payment required is 2% of the outstanding balance, with a maximum required payment of $100.

Remember!
Whatever your personal lending need,
we have a loan for you!