Products & Services

Passbook Individual Retirement Account (IRA)

IRAs offer both tax and savings benefits. You can open a Passbook IRA with a deposit of only $100. If you maintain a minimum balance of only $.01 in the account each day, you will obtain the disclosed annual percentage yield.

Interest will be compounded and credited to your account on a monthly basis. Your interest rate and annual percentage yield may change.

You may make as many as six (6) third-party electronic funds transfers out of your account each monthly cycle period. Also, you may make as many as six (6) electronic funds transfers from your account to another account that you have with us each monthly cycle period.

Special IRA Provisions: IRS-related limitations and penalties may exist on this account. Please refer to or ask to see actual IRA plan documents for specific details.